A Mortgage for the Future

Searching for a home loan can be a daunting process. Struggling with home loan comparison charts and mortgage rate calculations to find the best home loan interest rate can be overwhelming for the first time home buyer. The good news is that if you are in the market for a home loan the first step [...]

What to Look for in a Loan Modification Program

With variable loan rates on the rise and people losing jobs and staying unemployed for several months, the ability to pay monthly mortgages has been challenging for many people. Many people are looking into loan modification programs and also refinancing. Because of the recent popularity of loan modification it can be difficult to find the [...]

Government Extends Mortgage Relief Efforts

President Obama has talked a lot about ending the foreclosure crisis and developing better strategies for helping homeowners in trouble. After admitting previous efforts met few expectations, the White House went back to the drawing board to revamp existing programs and help facilitate changes in a sinking housing market. Old Programs Gets New Face Created [...]

Changes in Our Industry

As we all know, the financial sector of our great country has been hammered over the past years. The mortgage industry is no exception. When you combined the crash in the housing market, high unemployment and the depression it is obvious we have been facing major challenges. As the New Year starts we have different [...]

Changes in Our Industry

As we all know, the financial sector of our great country has been hammered over the past years. The mortgage industry is no exception. When you combined the crash in the housing market, high unemployment and the depression it is obvious we have been facing major challenges. As the New Year starts we have different [...]

How to Avoid Foreclosure in 2012

Despite some promising financial indicators in the past year, there is little doubt that the housing crisis in the US continues with very little relief, with more than a million foreclosures in both 2010 and 2011. It can be extremely easy for a homeowner in this depressed economy to be unable to make their mortgage [...]

The American Mortgage System: Crisis and Reform

Product DescriptionSuccessful home ownership requires the availability of appropriate mortgage products. In the years leading up to the collapse of the housing market, home buyers frequently accepted mortgages that were not only wrong for them but catastrophic for the economy as a whole. When the housing market bubble burst, so did a cornerstone of the [...]

Everything Guide to Mortgages Book: Find the perfect loan to finance the home of your dreams

Product DescriptionFinding the right home can be easy. Finding the right mortgage-one you can afford-can be a challenge. You need to arm yourself with the latest information so you can make the right decision for you and your family, especially in the current housing market. In plain English, finance expert Lisa Horton shines a light [...]

Foreclosed: High-Risk Lending, Deregulation, and the Undermining of America’s Mortgage Market, with a New Preface

Product DescriptionOver the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or ‘exotic’ home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these newer types of loans-and their [...]